Credit Card Processing Rates and Fees

Credit Card Processing Rates and Fees

Capital Merchant Solutions, Inc has been offering affordable payment solutions to retail, service, restaurant, home based, & internet businesses since 1997. Pay special attention to the third column... That's what a merchant account will cost you to get setup! You won't find hidden $500-$1,000 charges no matter how hard you look. Get your entire merchant account set up for a fraction of what most providers charge!

Industry Average CMS
Setup Fee $100 - $500 FREE
Authorize.net License Fee $199 - $399 FREE
Application Fee $50 - $295 FREE
Programming Fee $50 - $295 FREE
Discount Rate (Internet) 2.25% - 3.95% 2.04%
Discount Rate (Swiped) 1.89% - 2.95% 1.69%
Authorization Fee $0.30 - $0.50 $0.24
Statement Fee $10.00 - $25.00 $8.95
Customer Service Fee $10.00 - $15.00 FREE
American Express Setup Fee $25.00 - $99.00 FREE
Discover Network Setup Fee $25.00 - $99.00 FREE
Internet Gateway Fee $20.00 - $35.00 $13.99
Check by Phone Software $195.00 - $295.00 FREE
Check Recovery Service $99.00 - $299.00 FREE
Credit Restrictions Very Strict Not an issue

**The above rates and fees are not meant to be entirely inclusive; other rates and fees may apply to certain transaction types. Entire rate and fee schedule will be included in your Merchant Application and Merchant Processing Agreement. These will be available for review prior the completion of the setup of your merchant account.

Next Steps

Ready to get a merchant account or one of our other services? Simply fill out the Get Started form. One of our representatives will contact you to help you with the signup process or any questions you have.

Get Started

Contact us!

We're one of the best merchant account providers. We'll get you the lowest rate on your merchant account possible.

1-877-495-2419
  • 3005 Gill Street
  • Bloomington, IL 61704